The UIB Team

Our team is ready to ensure you have the best mortgage experience.

Mortgage Calculator

Explore likely monthly payments with our mortgage calculator.

Apply Today

Ready to go? Apply now via our Borrower Mortgage Link.

Welcome to United Investment Bankers

Our core principles are to ensure our friends and clients receive the best mortgage programs and rates available to them, and to offer as many options as they qualify for.

The banking and mortgage business has evolved into an online experience where there is seldom a need to enter a building in order to secure a mortgage. Applications documents, bank records, assets and proof of employment are done mostly electronically. Even signatures on applications can be digitally embedded, so the only time a wet signature is needed is at the moment of closing - and even this is moving into the electronic signature era.

With the recent health issues encountered in our area and globally, this is going to be the new way of securing funds for mortgages and home equity lines. Here at United Investment Bankers LLC we are prepared to deliver mortgages 100% digitally from start to finish.*

You will find on our simple website all the necessary essential tools to make an informed decision on whether or not a refinance is in your favor or whether you can afford that new home you were contemplating purchasing.

Our Team is ready to help with all your mortgage needs.

The Mortgage calculator tab also has an amortization column to experiment with.

The application tab sends a link directly to us with the personalization of your UIB broker name prefilled in.


We will fill out the application with your client and send a customized documentation checklist of items needed to process your loan.

We will discuss products and rates presently available. Upon receiving the documents, we will run credit, order the appraisal, send a good faith estimate of closing costs, and underwrite the file in our office.

At this stage of the process, we will notify the client of any missing documentation and discuss any other issues or concerns that may have arisen from the review of the documents. After all issues have been addressed and the file is complete, we will reconfirm the clients product choice and ship the file to one or more lenders for final approval.

The bank will underwrite the file and issue a commitment letter. A copy of the commitment letter will also be sent to the borrower’s attorney for legal review and to aid in preparation for a closing.

We will work with the client to satisfy any additional conditions that the bank may require prior to clearing the file to schedule a closing.

*You may need a printer / scanner if you receive paper statements